This is a great card because you earn chase points and the points can be combined with your Chase Sapphire Preferred account. It’s my favorite cash back card other than the Discover It card. No annual fee on this card, so you never have to cancel it. For the first 15 months of this new credit account, you receive 0% APR on purchases.
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn $25 for adding someone to your account
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Unlimited 1% cash back on all other purchases — it’s automatic
- 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- Enjoy 5% categories every 3 months like gas stations, restaurants, select grocery stores, and wholesale clubs
- Cash Back rewards never expire as long as your account is open
- No Annual Fee