The Ink Business Cash card is one of my go-to cards. They are offering their biggest sign-up bonus of 50,000 points! I do not use it as a cash back card, but as a mileage card because miles are worth more. Since it is a Chase card, you can transfer the points to your Chase Sapphire Preferred or Chase Sapphire Reserve card. I receive 5 points per dollar spent on my bills for Cable, Internet, Cell phone, and SiriusXM.
You can apply for business credit cards as a sole proprietorship and applying with your personal Social Security number. Banks understand starting a company can take time and you may not be making much right now. Selling things on eBay and Amazon are considered a small business. You will not be approved for the card if you are over the Chase 5/24 rule.
Chase 5/24 rule: If you have opened 5 or more credit cards in the last 24 months, then you will not be approved. Chase will not count business cards under the rule if they are with another bank because the business cards do not show up on your credit report.
I do not have a referral link for this card right now and will not get anything for giving you this information (which happens most of the time). You can Apply Here
One more thing. They do have another business card called the Chase Ink Business Preferred card that offers only points and has a sign-up bonus of 80,000 points. That card has a $95 fee. The only problem I have with that card is that they only offer 3X points on the same purchases up to $125,000. I would still open it for the Bonus points though.
Earn 50,000 Chase Reward points after you spend $3,000 on the card within the first 3 months of account opening. There is no annual fee! This is a no-brainer!
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening. $500 cash back is 50,000 airline miles, that most consider to be worth $1,050 when using the points for award flights.
- Named “Best Rewards Card for Small Business Owners” by Kiplinger’s Personal Finance, July 2017
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases and balance transfers
- Employee cards at no additional cost
- No Annual Fee
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