New Credit Card Benefits

First we have new monthly dining credits and wireless credits for American Express cards Marriot, Hilton and Delta. Please use this link for more information.

For the month of February, Chase is giving you 5% back per dollar on gas with all freedom cards up to $150 in 5% back. This includes the Chase Freedom, Freedom Flex, and Freedom unlimited. Remember you can transfer these points to the Sapphire cards to use them as travel points. The only thing you need to do is to fill out your info on this link.

New Amex Perks

The Platinum Card, Gold Card, and the Green Card have all added free uber eats credits. When you add one of the cards to Uber Eats, it will automatically sign you up for Uber Eats Pass, usually $9.99 a month. You will get that free for 2021. Uber Eats Pass also gives you free deliveries and 15% off orders over $20 on some restaurants.

The Platinum card already gives people $15 uber cash each month. The Gold Card is now giving you $10 a month in Uber cash. You will still have the Gold Card’s $10 monthly credit on Grubhub/Seamless, Cheesecake Factory, Ruth Chris’s Steak House, Boxed, and participating Shake Shack’s. If you want to get fat or fatter like me, then the Gold card will be paying you to be fat. If you only have the Gold Card, you are getting credit for $120 a year on GrubHub and the others. You will receive $120 credit in Uber Eats pass per year and $120 a year in Uber cash. The annual fee on the card is $250. If you are not a new cardholder, you will still have the airline credit for 2021. They no longer have the credit for new cardholders and no longer in 2022 for existing cardholders.

I understand they are moving the Gold card more towards non-travel perks, and it works with Covid still going on. I just have never been a fan of the food delivery perks. I don’t think I will ever get rid of the card, though, with having 4X points per dollar on restaurants and grocery stores.

Stay safe and be fat!

New Chase Freedom Flex 20,000 Points Or $200 Cash

Chase has discontinued the Chase Freedom for new customers and now has a card called the Chase Freedom Flex. You will have 5% cash back categories each quarter just like the old Chase Freedom, but they have added benefits to the new card. Please use my link to sign up if you are interested. The link also shows the Chase Freedom Unlimited card. Make sure you choose the Chase Freedom Flex.

You will receive 20,000 points after spending $500 in the first 3 months. Chase Freedom Flex does not have an annual fee. You are allowed to open this card even if you already have the Chase Freedom card. Always remember cash back is worth 1 cent per point. You can transfer points to Chase travel cards to make the points worth more. Chase travel points are worth on average 2 cents per point. This would make 20,000 points worth $400. There are three Chase cards where you can move the points to that would make them travel points. Chase Sapphire Reserve, Chase Sapphire Preferred and Chase Ink Business Preferred.

Benefits

  • Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year.
  • 5% Quarterly Bonus: Earn 5% on up to $1,500 in combined purchases in BONUS CATEGORIES each quarter you activate.
  • 5% on TRAVEL purchased through Chase Ultimate Rewards.
  • 3% on DINING at restaurants, including takeout and eligible delivery services.
  • 3% on DRUGSTORE purchases.
  • 1% cash back on all other purchases.
  • 0% Intro APR for 15 months from account opening on purchases.

If you currently have the Chase Freedom then you will have $3,000 to spend on quarterly bonuses by opening the Chase Freedom Flex instead of $1,500 each quarter.

  • Please do not open credit cards if you do not pay them off each month.
  • Try not to have more than 5 hard pulls on your credit every 2 years.
  • Do not close cards that do not have an annual fee. You want to keep your credit history long.
  • If you are having problems paying off credit cards then contact me and I will find the right card for you.